Restaurant Insurance| Buffalo, NY

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Protecting your restaurant and your dreams

While many great businessmen and businesswoman envision their restaurant and the great food and drinks they are serving to the public, they often forget about the need for restaurant insurance. The business insurance for restaurants protects you and your business from a multitude of unforeseen problems. The purpose of the insurance is to guard against anything from liability lawsuits to broken equipment. Many banks that offer loans and mortgage policies require you to hold certain types of insurance. The Getzoni Agency has over forty years of experience in helping Buffalo restaurants and owners to protect themselves against the unexpected.

We cover all types of restaurants.

No matter the type of restaurant whether it is traditional, ethnic, elegant, family-style, we can meet your individual needs. Below are some examples of restaurants that we have done business with.

Fast food
Coffee shops
Buffets
Delis
Drive-ins
Diners
Sandwich shops
Carry-out restaurants
Specialty restaurants

Some of the most common types of restaurant insurance include:

General Liability- This is a typical umbrella policy that protects you in case someone enters your restaurant and slips and falls, or perhaps claims to get sick while eating there.

Property Insurance- This protects your property in case of fire due to open flames or other events. This does not include natural disasters.

Workers Compensation- This guards you and your employees in case there is an accident on the job.

Food Contamination Insurance- This is policy protects you in case you lose power, often during a storm and the entire contents of your refrigerators and freezers spoil. Under this insurance plan, your cost to replace the food would be taken care of by the policy. Additionally, if your restaurant inadvertently sells contaminated food and customers become sick, you are protected.

Equipment Breakdown Coverage- This is considered a necessity in many restaurants that rely on various electronic equipment including ovens, credit card machines, refrigerators, and computers.

Liquor Liability- If your restaurant serves alcohol, this coverage protects you in case there is damage to your restaurant or someone drinks alcohol and

All the ways the Getzoni Agency can help you and your restaurant

When it comes to Buffalo’s restaurants, we offer our insurance at affordable rates. We also can work with your individual requirements to make sure that your business is safe from any potential mishaps. While no restaurant owner wants negative things to happen, unforeseen events are inevitable. That’s why we work with our clients to make sure that all possible accidents are addressed. Our experience with assisting restaurant owners offers a proven record of service that we are proud of.

Starting a new restaurant in Western New York and how we can assist

If you are a new restaurant owner and need an insurance company dedicated to providing reasonably priced insurance, you’ve come to the right place. Even if you already own a business you may already know that the process of finding good insurance is not always easy. You may already realize that working with some other insurance companies can be a hassle and that they are not all the same. Our customer service representatives are dedicated to meeting your needs in an efficient manner. We have the know-how since we specialize in restaurant insurance.

You need help and we’re here to help

Most restaurant owners don’t want always want to focus on the business aspect of their business since they are more interested in servicing their clientele. We would to help assist you in streamlining your insurance needs. All you need to do is to contact us so that we can help you as soon as possible. Our affordable and customized approach will save you money. Just give us a try. Let us get a plan started for you today.

Customer Service or To Make A Claim Please call your local office or our main number at (716) 631-0363.