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Are Your Insurance Rates Too High As A "High Risk" Driver?

Very few people have perfect driving records. High-risk insurance is given to a high-risk driver that may have made a mistake in his or her past, whether it was an accident, DUI, or an increase in their points.  The Getzoni Agency specializes in offering insurance coverage to drivers who are considered “high risk” in the Buffalo, NY and Western New York area.  The numbers of high- risk drivers has increased since years past.  As a result, non-standard auto insurance policies are much more common. How do you know if you’re considered a “high risk” driver?


Are you a High Risk or Troubled Driver?

  1. Have you had your license revoked or suspended and need a SR-22 policy for its reinstatement?  Your local Registry of Motor Vehicles would have notified you if you need an SR-22 policy. The Getzoni Agency can help you obtain the proper documentation for reinstatement.  

  1. Have you had a DUI and/or a DWI and need affordable insurance to get your life back on track?  While we understand mistakes do happen, we want to offer a fair price for insurance. If you have been convicted of a DUI, it can be a long and costly process to get back in the driver’s seat.  We have assisted many drivers find car insurance with reasonable rates after a DUI or DWI conviction.  You can call or email one of our helpful and knowledgeable specialists as they can assist you with any questions about high risk or post DUI auto insurance you may have.

  1. Do you have a history of auto accidents or violations?  Other insurance companies may want to prevent you from getting back on the road, but the Getzoni Agency can help most drivers acquire an auto insurance policy that will keep them insured.  If you thought you were out of options, we’ll gladly prove you wrong.  Not only is car insurance for less than perfect drivers affordable, but we make it convenient.  We have experience helping secure car insurance for high-risk drivers for years, allowing them to get back on the road.  This helps with peace of mind so that you know that if anything should happen, we’ve got you covered.  Our insurance agents help our customers that have perfect driving records and those that don’t.  Find out today how good our car insurance can be for those who don’t have good records.

  1. Do you have a high number of points against you?  In New York State, points are used to monitor moving violations but drivers have some options for removing or reducing those points to lower their car insurance costs.

 

If you take a DMV-approved accident prevention course, you can

  • Reduce your driver violation point total by a maximum of four points, and

  • Save 10 percent on your automobile liability and collision insurance premiums.

  • Even if you do not plan on taking the DMV course, you are going to need insurance.  Let us at the Getzoni Agency help you make that transition back to the road.

    In the past, high-risk auto insurance was difficult to come by and usually so expensive that few drivers could afford it.  The other option, of course meant that you would have to use alternate forms of transportation.  However, the Getzoni Agency has helped countless drivers secure affordable high-risk auto insurance.  We can help you too.

    Be sure to contact us if you are not yet insured by the Getzoni Agency.

    Perhaps you had trouble purchasing a car insurance policy from other auto insurance providers and were rejected.   While we cannot guarantee that every applicant will be given insurance coverage, we understand that not everyone has perfect driving records. So even if you have a less than perfect driving record, policy lapses, or no prior coverage we’re here to help.
  • Have had a lapse in their prior coverage
  • Have had accidents and/or violations in the past

  • We provide affordable coverage by quoting and selling auto insurance online. Our expenses are lower and we pass the savings on to you in the form of low down payments and low premiums

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