Get a Boat Insurance Quote Today!

Dosn’t my homeowner’s policy cover my boat/pwc?

Probably not. Most homeowner’s policies have size restrictions, limitations on horsepower, and damage coverage. Just remember, if you don’t have a separate boat/pwc insurance policy, you’re typically underinsured.

What is Covered in a Boat Policy?

  • Personal liability
  • Boat
  • Motor
  • Trailer
  • Medical and physical damage perils

What Kind of Boat Do You Have?

  • Bow Rider – Open bow type of boat with seating. They are best suited for use in lakes and inland waterways (16 – 28 feet).
  • Center Consoles – Single decked open hull boats with the operator’s console (helm) in the center of the boat. Work great as fishing boats. Most are powered by outboard motors. (18 – 28 feet).
  • Cuddy Cabin – A boat that contains a small cabin in the bow (18 – 28 feet).
  • Walk Around – Cross between center console and a cuddy boat. Generally used as fishing boats and they contain a small cabin. (18 – 28 feet).
  • Ski Boats – Flat bottom, high torque boats designed to safely tow water skiers. Powered by high-horsepower engines.
  • Pontoon – Relatively inexpensive, flat hulls that sit on pontoons. Commonly referred to as “party boats” (16 – 30 feet). Should only be used in calm inland waters.
  • Jet Boats – Propelled by a jet of water ejected from the back of the craft. Come in a variety of sizes.
  • Personal Watercraft – A watercraft used for recreational purposes that you sit or stand on. Often referred to as WaveRunner, Jet Ski or Sea Doo which are actually brand names.
  • Sailboats – A boat propelled partially or entirely by sails. Can be used for racing, sport or just cruising.
  • Bass Boats – A small, flat bottom boat used primarily for bass fishing in inland waters. They are often equipped with swivel chairs for easy casting. (14 – 22 feet).
  • And other Fishing Boats too.

Possible Discounts

  • Multi-policy
  • Good Driving Record
  • Boat Safety Course

Williamsville NY

The Getzoni Agency Inc
8427 Main St
Williamsville NY 14221
Telephone: +1 (716) 631-0363
FAX: +1 (716) 631-0595

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Depew NY

The Getzoni Agency Inc
5905 Transit Rd
Depew, NY 14043
Telephone: +1 (716) 683-6634
FAX: +1 (716) 322-2292

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Yorkshire NY

The Getzoni Agency Inc
12399 Olean Rd Suite E
Chaffee, NY 14030
Telephone: +1 (716) 492-0002
FAX: +1 (716) 496-9028

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Fredonia NY

The Getzoni Agency Inc
192 E. Main Street
Fredonia, NY 14063
Telephone: +1 (716) 673-9197
FAX: +1 (716) 322-2292

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