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Can You Keep Trucking Insurance After a DUI?

By June 14, 2021October 14th, 2022No Comments

Among a variety of dangers both on and off the road, drunk driving can be one of the most devastating. Driving under the influence is considered a serious violation and can result in serious repercussions, along with making it difficult to operate a commercial truck or find affordable trucking insurance.

Penalties from DUI Charges

As a trucker, a driver has to make sure they complete their dispatch safely. If the driver takes unnecessary risks, they put their business assets at risk as well. Consuming alcohol and then operating a dispatch increases on-road risks. Driving while intoxicated may lead to damage for the trucker, their business and other drivers and their property.

Therefore, the penalties for commercial driving under the influence are often severe. Legal repercussions can include fines, vehicle impoundment, a revoked driver’s license, jail time and more.

On the work side, here are some consequences you could face after a DUI:

  • If a trucker receives a DUI while dispatched, they might face immediate termination or other disciplinary action from their employer. These penalties might arise from DUI charges that occur even when the trucker is off duty. Truckers should avoid DUIs not only while working, but also when driving privately.
  • DUIs may lead to suspension of a trucker’s commercial driver’s license or points on that license. How the charge will affect a driver’s ability to operate will likely vary based on the operator’s state of residence.
  • The driver’s trucking insurance rates may increase following a DUI. This often happens because the driver poses more liability risks to their insurer. Some truckers get their insurance privately, while others receive it from their employer. The structure of the policy will likely affect how much a DUI influences policy rates.

How Trucking Companies Can Avoid DUIs

If you run a trucking company or employ truckers in any aspect of your business Furthermore, trucking companies might enforce randomized drug and alcohol testing to help encourage drivers not to drive under the influence. This helps ensure that prospective drivers pose relatively low risks when they operate.

It is therefore imperative that truckers avoid DUIs at all costs. The safest way to avoid DUIs is to not drink and drive. Truckers should strictly follow this one simple rule.

While having a DUI won’t necessarily stop you from driving a truck again, you may have to face a lot more complications.

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